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Sunshine Coast, Queensland

Mortgage Broker on the Sunshine Coast

Sea-change, investment, or first home — we compare 60+ lenders for Sunshine Coast buyers and help you get approved faster.

Free Consultation07 4599 4601
Sunshine Coast Property Market — 2025 Snapshot
$950,000
Median house price
~120%
10-year price growth
~4.5%
Rental yield (units)
2.5%/yr
Population growth rate

The Sunshine Coast property market

The Sunshine Coast has cemented itself as one of Australia's most desirable lifestyle markets. Driven by COVID-era sea-change migration and now the 2032 Brisbane Olympics infrastructure spillover, the region has seen exceptional capital growth. The new Sunshine Coast International Airport and University Hospital make this a diverse, resilient economy — not just a holiday market.

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Lifestyle and investment combined

Sunshine Coast buyers often straddle owner-occupier and investment goals. We structure loans to accommodate future rental income or eventual tenanting without requiring you to refinance.

Short-term rental experience

Airbnb and VRBO income assessment for short-term rental properties is complex. We know which lenders accept STRA income and how to present it correctly for maximum borrowing capacity.

High-value property expertise

Properties on the Sunshine Coast regularly exceed conforming loan limits. We have access to lenders who specialise in larger loans and can structure them competitively.

Popular home loan services in Sunshine Coast

Every buyer's situation is different. Here's what Sunshine Coast buyers most commonly ask us about.

Investment Loans

The Sunshine Coast's tourism economy makes it a prime short and long-term rental investment market.

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Refinancing

High loan values mean big savings are available. We find better rates on high-value mortgages.

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First Home Buyer Loans

First home buyers targeting the Coast need maximum lending power — we find lenders who can stretch further.

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How it works

Simple, fast, and free — from first call to settlement.

1

Free consultation

Book a 30-min call. We understand your situation, goals, and timeline.

2

Lender comparison

We search 60+ lenders to find the best rate and conditions for your Sunshine Coast purchase.

3

Application lodged

We prepare and submit your full application with supporting documents.

4

Approved & settled

We manage the process to settlement — keeping you informed at every stage.

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Sunshine Coast mortgage questions answered

Common questions from Sunshine Coast buyers and investors.

Can I use Airbnb income to qualify for a Sunshine Coast mortgage?
Some lenders will accept short-term rental income, typically at 80% of the stated amount with a 2-year history. Lender policies vary significantly — we'll identify the best option for your situation and present your application to lenders who actively support STRA income assessment.
Are there first home buyer grants for the Sunshine Coast?
Yes. The Queensland First Home Owner Grant ($30,000 for new or substantially renovated properties) and the Federal First Home Guarantee (5% deposit, no LMI) both apply on the Sunshine Coast. Note the price caps — the FHOG is available up to $750,000 purchase price. The Sunshine Coast's high median makes grant eligibility important to check early.
Can you help with large loan amounts for Sunshine Coast properties?
Yes. We have access to specialist lenders who are comfortable with high loan values. For loan amounts over $2–3M we can access private lenders and non-bank specialists. Standard major banks are also competitive up to around $2.5M.

Also serving nearby suburbs

Noosa HeadsCoolum BeachMaroochydoreMooloolabaCaloundraBuderimSippy DownsNambourand surrounding areas

We serve all of South East Queensland

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IpswichSpringfieldToowoombaLoganGold CoastBrisbane

Ready to buy or refinance in Sunshine Coast?

Book a free strategy call. We compare 60+ lenders and handle the paperwork — so you get the best rate without the hassle.

Book a Free Call07 4599 4601