Mortgage Broker on the Sunshine Coast

Some lenders will accept short-term rental income, typically at 80% of the stated amount with a 2-year history. Lender policies vary significantly. We'll identify the best option for your situation and present your application to lenders who actively support STRA income assessment.

Yes. The Queensland First Home Owner Grant ($30,000 for new or substantially renovated properties) and the Federal First Home Guarantee (5% deposit, no LMI) both apply on the Sunshine Coast. Note the price caps: the FHOG is available up to $750,000 purchase price. The Sunshine Coast's high median makes grant eligibility important to check early.

Yes. We have access to specialist lenders who are comfortable with high loan values. For loan amounts over $2–3M we can access private lenders and non-bank specialists. Standard major banks are also competitive up to around $2.5M.